A traditional mortgage or tax on property, including; A mortgage is a document in which ownership interest is transferred from the borrower to the lender to ensure payment or repayment of money. Exemption from stamp duty on all instruments related to the purchase of real estate by a financier for the purposes of retrolocation, in accordance with the principles of Syariah or an instrument by which the financier assumes a client`s contractual obligations arising from a principal purchase agreement. If a person has taken possession of the equity of real estate that has a mortgage. In this case, stamp duty is normally only payable if the consideration is above the current threshold of £500,000. This applies to instruments used by the provider or developer saviour on 1 January 2013 or after 1 January 2013 and no later than 31 December 2020, until 31 December 2020.